Christy Skelton wasn’t sure about subscribing to OnStar when she purchased her 2016 Chevrolet Malibu in February.

“I knew what OnStar was. I just assumed it was there for emergencies,” she says. In her 51 years, Christy had never had a crash or called for help on the road. So she figured there was little reason to subscribe after her trial subscription ended.

But that would all soon change.

On May 11, Christy was sitting in heavy traffic when she noticed a car approaching in her rearview mirror. At full speed.

“That’s the last thing I remember until OnStar woke me with a voice,” Christy says. The vehicle had plowed directly into the back of her Malibu…

Read the full story here.